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the end and a new beginning… March 19, 2012

Posted by mwfwcurtis in Uncategorized.
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The  Money Works for Women Blog has been discontinued.

Please visit the Curtis Memorial Library’s money blog for current financial tips, tutorials, and resources:

http://www.curtislibrary.com/programs-events/money/

 

 

10 best stocks for 2012 according to CNNMoney January 30, 2012

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10 best stocks for 2012 -  CNNMoney.

I’m always looking for ideas on which stocks to consider.  Not the next great thing kind of ideas, but sensible ideas for a sensible (i.e., somewhat risk averse) investor.  I also don’t believe every word I read and avoid recommendations that contain a lot of superlatives and guarantees.  So I liked this article.  Check it out and see if you agree.

Forbes Outlook for 2012 January 6, 2012

Posted by mwfwcurtis in Personal finance, Women and Money.
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Outlook 2012 – Forbes.

Check this out for 2012 outlooks on best investment ideas; health insurance for the self-employed; 10 financial questions you need to ask yourself in 2012; the 5 most provocative predictions for 2012; and much more.   It’s gotta be better than the 8-ball, right?

Our changed eating out habits are killing the restaurants December 28, 2011

Posted by mwfwcurtis in Personal finance, Women and Money.
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Bankrupt Chain Restaurants Are Still Holding On – NYTimes.com.

Have you changed your eating out habits since the recession began?  If so, you are like many others, and between us all, we are creating “zombie restaurants” out of the places we used to frequent.  I am sad to see Friendly’s among them (many fond memories from my teen years), but am aware that my rare visits to Friendly’s are contributing to their problems.  Sad or not, eating out money comes from our shrinking discretionary spending pools.  So, sorry, Friendly’s, I wish I could help you out.

Mortgage rates fall to record lows – Dec. 15, 2011 December 18, 2011

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Mortgage rates fall to record lows – Dec. 15, 2011.

Good time to buy a house… unless you have to sell one to do that of course.  This is good news, especially for those who need to lower their monthly payment due to declining incomes and rising costs. It is anticipated that   these low-interest mortgages will be available at least through mid-2012.

It’s Not Too Late: Year-End Tax Moves December 13, 2011

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It’s Not Too Late: Year-End Tax Moves – Yahoo! News.

A few tips about saving on your 2011 income taxes.  A few caveats: the last month of the year is a little late to make major moves, and, beware of things you do this month that will affect next year’s taxes.

A few sites to help you out a bit:

Super young retirement savers – CNNMoney December 3, 2011

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Super young retirement savers  – CNNMoney.

An awesome article profiling 6 young people who saw the value (literally) in starting to save for retirement early.  If only more young people thought like this!  We should be teaching this in our schools starting at a very young age.  In fact, it should be required somehow.  Don’t you think?

Annuities explained by CNN Money November 28, 2011

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Confused about annuities?  Click on the link above for a clear and comprehensive guide to annuities, explaining different types of annuities, advantages and disadvantages, fees, tax benefits, and much more.
For more advanced and complex annuity topics, scroll down the options on the left to find what you need.

The Worst Home Improvements For The Money – Forbes.com November 14, 2011

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The Worst Home Improvements For The Money – Forbes.com (and the best)

“Not long ago a new bathroom paid for itself when a home was sold. Not anymore.”  However, steel entry doors do pay for themselves!  Great.

This article presents the ten worst and the ten best home renovations for the money.  Check it out before you get that Olympic-sized swimming pool.

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